Investigation and Investment Report on China Mobile Payment Industry, 2015-2019

　　Investigation and Investment Report on China Mobile Payment Industry, 2015-2019 , written by CIConsulting, includes 14 chapters. This report starts with the concept of mobile payment, then, it states the market environment and polities of the mobile payment industry. After that, this report illustrates the current performance of this industry and gives precise analysis about how the industry works, who participates in this industry and how those players compete and cooperate. Then it goes to the analysis about the investment situation, the investment opportunities and the investment risks of China mobile payment industry. At the last, CIConsulting gives their opinions about the prospect and development trends of China mobile payment industry.

Chapter1 Related Overview of Mobile Payment
　　1.1 Concept of mobile payment
　　　　1.1.1 Definition of mobile payment
　　　　1.1.2 Characteristics of mobile payment
　　　　1.1.3 Principle of mobile payment
　　　　1.1.4 Supply chain of mobile payment
　　1.2 Classification of mobile payment
　　　　1.2.1 NFC payment
　　　　1.2.2 O2O payment
　　　　1.2.3 Remote payment
　　1.3 Ways to complete the payment
　　　　1.3.1 Pay by virtual account
　　　　1.3.2 Pay by debit card
　　　　1.3.3 Pay by NFC
　　　　1.3.4 Pay by IMAGPAY
　　　　1.3.5 Other ways
Chapter2 Development Environment of China Mobile Payment Industry
　　2.1 Macroeconomic environment
　　　　2.1.1 Worldwide economy performance
　　　　2.1.2 China economy performance
　　　　2.1.3 Development trends
　　2.2 Industrial environment
　　　　2.2.1 4G Communication
　　　　2.2.2 Mobile Internet
　　　　2.2.3 Payment system
　　2.3 Market environment
　　　　2.3.1 Connection of E-commerce and mobile Internet
　　　　2.3.2 Integration of E-commerce and social network
　　　　2.3.3 Infrastructure construction of mobile finance
　　2.4 Effect of mobile payment industry
　　　　2.4.1 Accelerate the development of Intelligent Life
　　　　2.4.2 Promote the development of inclusive finance
　　　　2.4.3 Promote the reform of government service and urban management
　　　　2.4.4 Accelerate the revolution of financial regulation
Chapter3 Policies of China Mobile Payment Industry, 2012-2015
　　3.1 Policy objective
　　　　3.1.1 Promote the integration of mobile Internet and traditional industries
　　　　3.1.2 Enhance the penetration rate of mobile Internet
　　　　3.1.3 Improve the core competitiveness of mobile Internet
　　3.2 The main policy
　　　　3.2.1 Industry standard
　　　　3.2.2 Management regulation
　　　　3.3.3 Industry guidance
　　　　3.3.4 Analysis and interpretation
　　3.3 Other policies
　　　　3.3.1 Forbid the QR Code payment
　　　　3.3.2 Confirm the dominant position of banks
　　　　3.3.3 Strengthen the supervision of Internet finance
　　　　3.3.4 Support the development of mobile finance
Chapter4 Development Analysis of Global Mobile Payment Industry
　　4.1 Executive summary of global mobile payment industry
　　　　4.1.1 Market scale
　　　　4.1.2 Driving factors
　　　　4.1.3 Current performance
　　　　4.1.4 Competition pattern
　　　　4.1.5 Merger and acquisition
　　4.2 Characteristics of global mobile payment industry
　　　　4.2.1 Disequilibrium regional development
　　　　4.2.2 NFC is the tendency
　　　　4.2.3 Globalization and internationalization
　　4.3 Current performance of the mobile payment industry in several countries
　　　　4.3.1 Japan
　　　　4.3.2 South Korean
　　　　4.3.3 United State
　　　　4.3.4 French
　　　　4.3.5 Kenya
　　　　4.3.6 Brazil
　　4.4 Typical cases analysis
　　　　4.4.1 Visa
　　　　4.4.2 Google Wallet
　　　　4.4.3 Paypal
　　　　4.4.4 Softcard
　　　　4.4.5 Square
　　　　4.4.6 MONETA and K-merce
　　　　4.4.7 Osaifu-Keitai
　　　　4.4.8 Summary of experiences
　　4.5 Legal regulation analysis in several developed countries
　　　　4.5.1 European Union
　　　　4.5.2 Japan
　　　　4.5.3 Common characteristics
　　　　4.5.4 Summary of experiences
Chapter5 Analysis of China Mobile Payment Industry Performance, 2012-2015
　　5.1 History development
　　　　5.1.1 Development of modes of mobile payment
　　　　5.1.2 Development of Application scenario
　　5.2 Market performance of China mobile payment industry, 2012
　　　　5.2.1 Market scale
　　　　5.2.2 Market entity
　　　　5.2.3 User scale
　　　　5.2.4 Market features
　　　　5.2.5 Infrastructure construction
　　5.3 Market performance of China mobile payment industry, 2013
　　　　5.3.1 Market scale
　　　　5.3.2 Driving factors
　　　　5.3.3 Market entity
　　　　5.3.4 User scale
　　　　5.3.5 Industry events
　　　　5.3.6 Industrial risks
　　5.4 Market current performance of China mobile payment industry, 2014-2015
　　　　5.4.1 Market scale
　　　　5.4.2 User scale
　　　　5.4.3 Driving factors
　　　　5.4.4 Market features
　　　　5.4.5 Increasing popularity
　　　　5.4.6 External environment
　　　　5.4.7 Latest industrial news
　　5.5 Constraints of China mobile payment industry
　　　　5.5.1 Low level of security
　　　　5.5.2 Lack of standard
　　　　5.5.3 Imperfect legal system
　　　　5.5.4 Traditional concept of users
　　5.6 Development advices of China mobile payment industry
　　　　5.6.1 Optimize the laws and regulation
　　　　5.6.2 Build an open platform
　　　　5.6.3 Promote the cooperation of corporations
　　　　5.6.4 Improve the security
　　　　5.6.5 Encourage innovation of enterprises
Chapter6 Business Patterns of China Mobile Payment Industry
　　6.1 Business patterns of remote payment worldwide
　　　　6.1.1 Business pattern dominated by Mobile Network Operator
　　　　6.1.2 Business pattern dominated by App Store
　　　　6.1.3 Business pattern dominated by the third-party payment mechanism
　　　　6.1.4 Card scheme pattern
　　　　6.1.5 Evaluation
　　6.2 Business patterns of NFC payment worldwide
　　　　6.2.1 Business pattern dominated by the card scheme
　　　　6.2.2 Business pattern dominated by Mobile Network Operator
　　　　6.2.3 Business pattern dominated by the payment unit of Mobile Network Operator
　　　　6.2.4 Business pattern dominated by Mobile phone operating system platform
　　　　6.2.5 Business pattern dominated by government
　　　　6.2.6 Evaluation
　　6.3 Main operation patterns of mobile payment
　　　　6.3.1 Operation pattern dominated by Mobile Network Operator
　　　　6.3.2 Operation pattern dominated by financing institution
　　　　6.3.3 Operation pattern dominated by both MNO and financing institution
　　　　6.3.4 Operation pattern dominated by the third-party payment platform
　　6.4 Typical cases of domestic mobile payment patterns
　　　　6.4.1 IMAGPAY
　　　　6.4.2 Payment of China Telecom
　　　　6.4.3 Payment of China Unicom
　　　　6.4.4 Payment of WeChat
　　6.5 The frame of the business patterns of mobile payment
　　　　6.5.1 Valuation
　　　　6.5.2 Target customers
　　　　6.5.3 Distribution channels
　　　　6.5.4 Customers relations
　　　　6.5.5 Resource allocation
　　　　6.5.6 Core competitiveness
　　　　6.5.7 Cooperative partners
　　　　6.5.8 Cost construction
　　　　6.5.9 Profit pattern
　　6.6 Application analysis of the business patterns of mobile payment
　　　　6.6.1 Innovation of business patterns
　　　　6.6.2 Execution of business patterns
　　　　6.6.3 The meaning of business patterns
Chapter7 Analysis of the users’ behavior
　　7.1 Characteristics of mobile Internet users
　　　　7.1.1 Users property
　　　　7.1.2 Users behavior
　　　　7.1.3 Terminal application
　　7.2 Users property of mobile payment
　　　　7.2.1 Gender structure
　　　　7.2.2 Age structure
　　　　7.2.3 Educational background structure
　　　　7.2.4 Income structure
　　　　7.2.5 Regional distribution
　　7.3 Usage preference
　　　　7.3.1 Choice of modes of payment
　　　　7.3.2 Choice of means of payment
　　　　7.3.3 Influencing factors
　　7.4 Frequency of utilization
　　　　7.4.1 Frequency of use of the whole users
　　　　7.4.2 Frequency of use (by gender)
　　　　7.4.3 Frequency of use (by gender)
　　　　7.4.4 Frequency of use (by education background)
　　　　7.4.5 Frequency of use (by income)
　　7.5 Characteristics of users’ payment behavior
　　　　7.5.1 Distribution of payment amount
　　　　7.5.2 Payment amount (by gender)
　　　　7.5.3 Payment amount (by gender)
　　　　7.5.4 Payment amount (by education background)
　　　　7.5.5 Payment amount (by income)
　　7.6 Application of mobile payment
　　　　7.6.1 Applications used by users
　　　　7.6.2 Applications used by users (by gender)
　　　　7.6.3 Applications used by users (by age)
Chapter8 Market Entity Analysis of China Mobile Payment Industry
　　8.1 Mobile Network Operators
　　　　8.1.1 CMCC
　　　　8.1.2 China Unicom
　　　　8.1.3 China Telecom
　　8.2 Banking institutions
　　　　8.2.1 Business scale of mobile payment
　　　　8.2.2 Business development in small-medium cities
　　　　8.2.3 Practical cases
　　8.3 Unionpay
　　　　8.3.1 Current performance
　　　　8.3.2 Development strategy
　　　　8.3.3 Strategic orientation
　　　　8.3.4 Cases analysis
　　　　8.3.5 Service for Agriculture, Rural Area and Farmers
　　　　8.3.6 Security analysis
　　　　8.3.7 Development trends
　　8.4 The third-party payment facilitators
　　　　8.4.1 Current performance of Alipay
　　　　8.4.2 Development strategy of Alipay
　　　　8.4.3 Current performance of Tenpay
　　　　8.4.4 Current performance of Lakala
Chapter9 Competitive Analysis of China Mobile Payment Industry, 2012-2015
　　9.1 Competitive situation of China mobile payment industry
　　　　9.1.1 International competitiveness
　　　　9.1.2 Competitive entity analysis
　　　　9.1.3 Competition, penetration and cooperation
　　　　9.1.4 Competition between NFC and route payment
　　9.2 Competitive landscape analysis
　　　　9.2.1 Situation of tripartite confrontation
　　　　9.2.2 Three market camps
　　　　9.2.3 Leading superiority
　　　　9.2.4 Competitiveness of operators
　　9.3 Dynamic analysis of market competition
　　　　9.3.1 Competition of offline world
　　　　9.3.2 Competition of the entrance of mobile payment
　　　　9.3.3 The “Red Envelope War” during the Spring Festival
　　　　9.3.4 Merger and acquisition
　　　　9.3.5 Development of Internet banks
　　　　9.3.6 Activities of several international actors
　　9.4 Competition strategies analysis
　　　　9.4.1 Build the brand
　　　　9.4.2 Find the users’ value
　　　　9.4.3 Cooperate with stores
　　　　9.4.4 Online to Offline
　　9.5 Development trends of market competition
　　　　9.5.1 Competition between Alipay and Tenpay
　　　　9.5.2 Development of WeChat payment
　　　　9.5.3 NFC payment of Apple Inc
　　　　9.5.4 Development of traditional banks
Chapter10 Security and Related Technologies Analysis of Mobile Payment
　　10.1 Security risks
　　　　10.1.1 Users scale
　　　　10.1.2 Classification of applications
　　　　10.1.3 Security situation
　　　　10.1.4 Security vulnerabilities
　　　　10.1.5 Hardest-hit areas of security problems
　　10.2 Safety technologies of mobile payment
　　　　10.2.1 Necessarily of mobile payment security
　　　　10.2.2 Basic conditions of mobile payment security
　　　　10.2.3 Technologies of mobile payment securities
　　10.3 Security mechanism analysis of mobile payment
　　　　10.3.1 Process of mobile payment
　　　　10.3.2 Security requirement of mobile payment
　　　　10.3.3 Security mechanism of mobile payment
　　10.4 Theoretical basis of mobile payment security
　　　　10.4.1 Security architecture
　　　　10.4.2 Physical security
　　　　10.4.3 Physical interconnection security
　　　　10.4.4 Safety fundamentals
　　10.5 Technologic strategies of mobile payment security
　　　　10.5.1 Identity authentication
　　　　10.5.2 Hash Function
　　　　10.5.3 Public Key Infrastructure
　　　　10.5.4 Digital signature technology
　　　　10.5.5 Cryptograph
　　10.6 The public service platform of payment security
　　　　10.6.1 Current situation
　　　　10.6.2 Major restraints
　　　　10.6.3 Target position
　　　　10.6.4 Operation pattern
　　10.7 Mobile payment system based on NFC technology
　　　　10.7.1 Overview about NFC
　　　　10.7.2 System structure
　　　　10.7.3 System position
　　　　10.7.4 System functions
　　　　10.7.5 Conclusion
　　10.8 Mobile payment analysis based on IC cards
　　　　10.8.1 Mainstream technologies
　　　　10.8.2 Development of mobile payment business
　　　　10.8.3 Development of IC cards
　　　　10.8.4 Strengths of IC cards
　　　　10.8.5 Conclusion
　　10.9 Security mechanism of Apple Pay
　　　　10.9.1 System structure
　　　　10.9.2
10.9.3 Identity authentication
　　　　10.9.4 NFC payment process
　　　　10.9.5 Online payment process
　　　　10.9.6 Experience and inspiration
Chapter11 Major Companies of China Mobile Payment Industry
　　11.1 Hengbao Co., Ltd
　　　　11.1.1 Introduction
　　　　11.1.2 Operation effectiveness
　　　　11.1.3 Business development
　　　　11.1.4 Financing performance
　　　　11.1.5 Development prospects
　　11.2 ZTE Corporation
　　　　11.2.1 Introduction
　　　　11.2.2 Operation effectiveness
　　　　11.2.3 Business development
　　　　11.2.4 Financing performance
　　　　11.2.5 Development prospects
　　11.3 Beijing Shiji Information Technology Co., Ltd
　　　　11.3.1 Introduction
　　　　11.3.2 Operation effectiveness
　　　　11.3.3 Business development
　　　　11.3.4 Financing performance
　　　　11.3.5 Development prospects
　　11.4 Beijing Suma Vision Technology Co., Ltd
　　　　11.4.1 Introduction
　　　　11.4.2 Operation effectiveness
　　　　11.4.3 Business development
　　　　11.4.4 Financing performance
　　　　11.4.5 Development prospects
　　11.5 Nationz Technologies Co., Ltd
　　　　11.5.1 Introduction
　　　　11.5.2 Operation effectiveness
　　　　11.5.3 Business development
　　　　11.5.4 Financing performance
　　　　11.5.5 Development prospects
　　11.6 Wuhan Tianyu Information Industry Co., Ltd
　　　　11.6.1 Introduction
　　　　11.6.2 Operation effectiveness
　　　　11.6.3 Business development
　　　　11.6.4 Financing performance
　　　　11.6.5 Development prospects
　　11.7 Eastcompeace Technology Co., Ltd
　　　　11.7.1 Introduction
　　　　11.7.2 Operation effectiveness
　　　　11.7.3 Business development
　　　　11.7.4 Financing performance
　　　　11.7.5 Development prospects
Chapter12 Investment Analysis of the Mobile Payment Industry at Home and Abroad
　　12.1 Investment situation analysis
　　　　12.1.1 Investment situation worldwide
　　　　12.1.2 Investment situation in China
　　　　12.1.3 Source of funding
　　12.2 Investment analysis of Mobile Network Operators
　　　　12.2.1 Investment situation
　　　　12.2.2 Investment objective
　　　　12.2.3 Characteristics
　　12.3 Investment analysis of terminal providers
　　　　12.3.1 Investment situation
　　　　12.3.2 Investment objective
　　　　12.3.3 Characteristics
　　12.4 Investment analysis of the third-party payment facilitators
　　　　12.4.1 Investment situation
　　　　12.4.2 Investment objective
　　　　12.4.3 Characteristics
　　12.5 Investment analysis of venture capital
　　　　12.5.1 Investment situation
　　　　12.5.2 Investment objective
　　　　12.5.3 Characteristics
Chapter13 Investment Opportunities and Risks of China Mobile Payment Industry
　　13.1 Investment opportunities
　　　　13.1.1 Expansion of the market
　　　　13.1.2 Investment opportunities of Mobile Network Operators
　　　　13.1.3 Investment opportunities of finance institutions
　　　　13.1.4 Investment opportunities of Internet enterprises
　　　　13.1.5 Investment opportunities of commercial banks
　　13.2 Fields of investment
　　　　13.2.1 Operation platform
　　　　13.2.2 Remote payment
　　　　13.2.3 NFC technology
　　　　13.2.4 Security and guide
　　13.3 Investment risks
　　　　13.3.1 Market risk
　　　　13.3.2 Standard risk
　　　　13.3.3 Security risk
　　　　13.3.4 Product risk
　　　　13.3.5 Credit risk
　　　　13.3.6 Political risk
　　　　13.3.7 Other risks
　　13.4 Technologic risks
　　　　13.4.1 Payment by text
　　　　13.4.2 Mobile Internet
　　　　13.4.3 Two-dimension Code
　　　　13.4.4 NFC
　　　　13.4.5 IMAGPAY
Chapter14 China Mobile Payment Industry Trends and Prospect Analysis from CIConsulting
　　14.1 Prospect of mobile payment industry
　　　　14.1.1 Prospect of worldwide mobile payment industry
　　　　14.1.2 Expansion of mobile payment market
　　　　14.1.3 Rapid development of mobile payment industry
　　14.2 Market scale prediction of mobile payment market from CIConsulting, 2015-2019
　　　　14.2.1 Development situation
　　　　14.2.2 Transaction scale
　　　　14.2.3 Users scale
　　14.3 Development trends of China mobile payment industry
　　　　14.3.1 Increasing popularity
　　　　14.3.2 More applications
　　　　14.3.3 Higher frequency
　　　　14.3.4 Opening platform
　　　　14.3.5 United standard
　　　　14.3.6 NFC payment
　　14.4 Development trends of different market entities
　　　　14.4.1 Finance institutions
　　　　14.4.2 Mobile Network operators
　　　　14.4.3 The third-party platforms
　　　　14.4.4 The whole supply chain
　　14.5 Development direction of China mobile payment industry
　　　　14.5.1 Cross-platform applications
　　　　14.5.2 Strengthen the security
　　　　14.5.3 Diversified methods of payment
　　　　14.5.4 Extensive application scenarios
　　　　14.5.5 Unified authentication of multi-banks